Bob Lotich didn’t always have good money management skills. When he was in his 20’s, he became stranded 1,000 miles from home with only $7 and an incredible amount of debt. He cried out to God and began learning how to wisely manage his finances, creating what he calls “a biblically inspired formula.” This helped him to achieve financial freedom and the capacity to serve other with his finances in a way he never imagines. Together Bob and his wife Linda accomplished their goal of giving away $1 million by the time they turned 40, and this goal wasn’t accomplished because they had been gifted money by a deceased relative or won the lottery. They accomplished this goal together by sticking to the formula they created. Bob and Linda provide valuable advice on how to learn to be on the same team when it comes to managing money. They also discuss how to navigate conflict that can come about because of differing money personalities.